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SBA Loan
Government-backed loans with favorable terms for small businesses.
Loan Amount
$30,000 - $5,000,000
Term Length
10-25 years
Interest Rate
Prime rate + 1% - 4%
About This Financing Option
Small Business Administration (SBA) loans offer lower down payments, flexible overhead requirements, and longer repayment terms. Ideal for startups, business expansion, real estate, or working capital, these loans are partially guaranteed by the government.
Application Requirements
Qualification Requirements
-650+ personal FICO score
-At least 2 years in business
-$120,000+ in annual gross revenue
Additional Eligibility
Repayment based on daily sales. No fixed monthly payment
Documents & Timeline
Last 4 months of business bank statements required. Typical turnaround time: 24–48 hours
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