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Cotifunding.com

Financing Options

Explore our comprehensive range of flexible funding solutions designed to meet your business needs

0% Interest Start-Up Funding

Access business capital with 0% interest introductory offers to start or grow your business.

Amount: $10,000 – $120,000

Term: 12–24 months 0% introductory period

Rate: 0% APR during the introductory period, then variable APR based on issuing banks

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Equipment Financing

Access business capital with 0% interest introductory offers to start or grow your business.

Amount: $10,000 – $5,000,000

Term: 3-7 years

Rate: Fixed monthly payments

Entrepreneur reviewing financial documents while considering small business financing solutions

SBA Loan

Government-backed loans with favorable terms for small businesses.

Amount: $30,000 – $5,000,000

Term: 10-25 years

Rate: Prime rate + 1% - 4%

Business owner analyzing cash flow and funding options to support company growth

Business Line of Credit

Flexible access to funds for ongoing operational needs.

Amount: $5,000 – $250,000

Term: Revolving

Rate: Prime rate + 2% - 4%

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Term Loan

A lump sum of capital repaid over a fixed period with regular installments.

Amount: $25,000 – $1,500,000

Term: 1-3 years

Rate: Starting from 6.25% APR

Business owner analyzing cash flow and funding options to support company growth

Invoice Factoring

Turn your outstanding invoices into immediate cash flow.

Amount: $1,000 – $5,000,000

Term: Per invoice

Rate: 1-3% factoring fee per 30 days

Merchant Cash Advance

Quick funding based on your future credit card sales.

Amount: $5,000 – $500,000

Term: Flexible (until repaid)

Rate: Factor rates from 1.15 to 1.50

Not Sure Which Option is Right for You?

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