Complete a quick one page application about your business.

Choose the terms that fit your budget and get back to what matters!

Link your business checking account and access your funds instantly!

Loan payments are automatically withdrawn via ACH.

Pay off early and unlock access to more capital with better terms.

Pre-Qualification in Minutes

Get Funded Fast:

Grow Your Business

Check your eligibility quickly and explore flexible funding options tailored to your unique business needs.

Get Qualified Now

Soft Credit Pull Only

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Drive Your Business Forward With Coti Funding

Choose from a variety of flexible funding options tailored to your business needs.

0% Interest Start-Up Funding

Access business capital with 0% interest introductory offers to start or grow your business.

$10,000 - $120,000

12–24 months 0% introductory period

No interest during the introductory period

Great for startups and new projects

Use funds for any business purpose

Learn More

Equipment Financing

Secure funding for new or used equipment with flexible terms and fast approvals.

$10,000 - $5,000,000

3-7 years

Fixed monthly payments

Possible tax write-off benefits

No industry restrictions

Learn More

SBA Loan

Government-backed loans with favorable terms for small businesses.

$30,000 - $5,000,000

10-25 years

Lower rates than most business loans

Government-backed financing

Ideal for expansion or refinancing

Learn More

Business Line of Credit

Flexible access to funds for ongoing operational needs.

$5,000 - $250,000

Revolving

No interest during the introductory period

Revolving access to funds

Flexible weekly or monthly payments

Learn More

Term Loan

A lump sum of capital repaid over a fixed period with regular installments.

$25,000 - $1,500,000

1-3 years

Fixed monthly payments

Great for expansion or large projects

Predictable payment structure

Learn More

Invoice Factoring

Turn your outstanding invoices into immediate cash flow.

$1,000 - $5,000,000

Per invoice

No need to wait for customers to pay

Access cash from unpaid invoices

Funding based on your receivables

Learn More

Merchant Cash Advance

Quick funding based on your future credit card sales.

$5,000 - $500,000

Flexible (until repaid)

Repayment based on daily sales

Fast access to working capital

Quick approval and funding

Learn More

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Options for Your Business Growth

Quick Loan Qualification

Quickly assess your loan options with insights tailored to your business. We make the process transparent and straightforward.

Quick approval decisions

Find out how much funding you may qualify for quickly after you apply.

Fast funding

Our online process helps you access funds quickly after approval, often within 24 hours.

Apply Now - Quick & Simple

Funding On Your Timeline

Running a business is tough. Get the funds you need—fast, easy, and hassle free—so you can focus on growth instead of paperwork.

Faster than traditional banks

Financing personalized for unique needs

Transparent terms with no hidden fees

Let's Make it Easy for You

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Get Business Funding in a Few Simple Steps

Our streamlined process is designed to get you capital when you need it most.

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02
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Ready to Grow Your Business?

Apply now and get pre-qualified in minutes with a soft credit pull. No obligation, just opportunities.

Check Your Eligibility Now

Pre-Qualification in Minutes

Get Funded Fast:

Grow Your Business

Check your eligibility quickly and explore flexible funding options tailored to your unique business needs.

Soft Credit Pull Only

Drive Your Business Forward With Coti Funding

Choose from a variety of flexible funding options tailored to your business needs.

0% Interest Start-Up Funding

Access business capital with 0% interest introductory offers to start or grow your business.

$10,000 - $120,000

12–24 months 0% introductory period

No interest during the introductory period

Great for startups and new projects

Use funds for any business purpose

Equipment Financing

Secure funding for new or used equipment with flexible terms and fast approvals.

$10,000 - $5,000,000

3-7 years

Fixed monthly payments

Possible tax write-off benefits

No industry restrictions

SBA Loan

Government-backed loans with favorable terms for small businesses.

$30,000 - $5,000,000

10-25 years

Lower rates than most business loans

Government-backed financing

Ideal for expansion or refinancing

Business Line of Credit

Flexible access to funds for ongoing operational needs.

$5,000 - $250,000

Revolving

No interest during the introductory period

Revolving access to funds

Flexible weekly or monthly payments

Term Loan

A lump sum of capital repaid over a fixed period with regular installments.

$25,000 - $1,500,000

1-3 years

Fixed monthly payments

Great for expansion or large projects

Predictable payment structure

Invoice Factoring

Turn your outstanding invoices into immediate cash flow.

$1,000 - $5,000,000

Per invoice

No need to wait for customers to pay

Access cash from unpaid invoices

Funding based on your receivables

Merchant Cash Advance

Quick funding based on your future credit card sales.

$5,000 - $500,000

Flexible (until repaid)

Repayment based on daily sales

Fast access to working capital

Quick approval and funding

Options for Your Business Growth

Quick Loan Qualification

Quickly assess your loan options with insights tailored to your business. We make the process transparent and straightforward.

Quick approval decisions

Find out how much funding you may qualify for quickly after you apply.

Fast funding

Our online process helps you access funds quickly after approval, often within 24 hours.

Funding On Your Timeline

Running a business is tough. Get the funds you need—fast, easy, and hassle free—so you can focus on growth instead of paperwork.

Get Business Funding in a Few Simple Steps

Our streamlined process is designed to get you capital when you need it most.

Apply Online

Get Approved

Receive Funds

Loan Payback

Renew Your Loan

Ready to Grow Your Business?